Finance Advisory Services

• Project feasibility analysis covering cost, revenue, profitability, and risk.
• Land title and documentation review for bank and lender eligibility.
• Regulatory planning for approvals, premiums, FSI/TDR, and timelines.
• Cash flow structuring for project inflows and outflows.
• Advisory on optimal project structuring – JDA, POA, LLP, Outright, Lease models.

Project Credit Readiness Scoring (PCR)

An assessment to evaluate project fundability, covering:

• Title and ownership structure
• Development agreement / sale deed review
• Statutory sanctions and approvals
• Promoter profiling and track record
• Product and promoter segment alignment

Project Finance Blueprint

A lender-ready financial roadmap including:

• Detailed cost estimates and assumptions
• Quarterly sales milestones & pricing strategy (MSP)
• Cash-flow-aligned repayment structuring
• Planned profit / OCR withdrawal provisions

For Land Purchase

• Land feasibility, valuation, and bank eligibility assessment.
• DPR preparation and lender-ready documentation.
• Coordination with legal, technical, and valuation consultants.
• Support through sanction and disbursement.

For TDR Finance

• NBFC funding for TDR purchase to avoid upfront cash blockage
• Reimbursement solutions for already acquired TDR

For Approvals

• Funding for premiums, sanctions, NA, EC, Fire & other statutory approvals
• Phased finance planning aligned with approval and construction timelines

For Construction

• DPR, projections, and CMA preparation for higher eligibility
• Mortgage & inventory structuring as per lender norms
• Bank/NBFC evaluation based on project type & terms
• End-to-end coordination from sanction to disbursement
• Liaisoning with Stamp Duty, Legal, Technical, Valuation & Credit Rating agencies

Bridge & Interim Finance

• Bridge funding against project cash flows
• LAP / Inventory-backed funding for liquidity and inventory enhancement

Project Health Diagnostic Review

• Background study of project structure, approvals, funding, and timelines
• Review of cost overruns and rework impact
• Realistic sales and cash inflow forecasting
• Analysis of fund utilisation and deployment gaps
• Review of project scope – Land, FSI, Floors, Amenities, Residential / Commercial mix
• DPR review covering deviations, assumptions, and execution mismatches

Risk, Compliance & Capability Assessment

• Review of RERA and other statutory violations, notices, or complaints
• Analysis of inventory movement, absorption, and pricing strategy
• Assessment of project execution team capability and expertise
• Evaluation of promoter financial position and support capacity

For Approvals

• Funding for premiums, sanctions, NA, EC, Fire & other statutory approvals
• Phased finance planning aligned with approval and construction timelines

Restructuring & Funding Solutions

• Loan takeover, enhancement, extension, and refinancing solutions
• Cash flow correction and revival planning aligned with lender norms
• Advisory aligned with Bank / Financier / RBI restructuring guidelines

Execution & Stakeholder Coordination

• End-to-end documentation and lender coordination
• Liaisoning with Architects, Engineers, Advocates, Banks, Consortium lenders, Accounts & Finance teams

• Valuation support to secure maximum finance against completed inventory.
• Multiple lender options based on project type, location, and saleability.
• Structuring of inventory mortgage as per bank/NBFC requirements.
• Fast sanction process with complete documentation and coordination.
• End-to-end assistance from valuation → sanction → disbursement.

• Detailed eligibility assessment to maximize loan amount based on income, property type, and banking norms.
• Professional valuation support to achieve the highest possible funding against residential, commercial, or industrial property.
• Structuring of LAP in builder-friendly formats (OD/Term Loan/Drop-Line OD).
• Multiple lender options to secure the best interest rate and flexible repayment terms.

• Detailed projections including profitability, sensitivity analysis, break-even point (BEP), DSCR, IRR, and cash-flow forecasting.
• Realistic, finance-based projections aligned with lender norms for higher loan eligibility.
• Bank/NBFC-compliant formats ensuring quick processing and approval.

• Quick sanction and fast disbursement for urgent business requirements.
• Multiple lender options to match interest rates, tenure, and collateral needs.
• Advisory on improving eligibility through financial restructuring.

• End-to-end home loan coordination with multiple Banks & NBFCs.
• Best interest rate options based on customer eligibility.
• Fast processing with smooth documentation.
• Support for sanction, disbursement, and balance transfer.

• Working capital assessment and right product selection.
• Documentation and CMA preparation in bank-ready format.
• Structuring limits to improve cash flow and reduce interest cost.
• Advisory on collateral, margins, and drawing power.

• Periodic review of cost, sales, and cash-flow performance.
• Identification of gaps, risks, and improvement areas.
• Monitoring of project progress vs. planned financials.

1. Monthly Sales MIS preparation and submission.
2. Project cost certificates for lender compliance.
3. Quarterly cash flow reports for monitoring.
4. Additional disbursement coordination with lenders.
5. Stock audit support and documentation.
6. Annual renewal and financial review reports.
7. Cost incurred certificates for project verification.
8. Drafting and issuing board resolutions.
9. Detailed project review reports.
10. Support for Detailed Project Report (DPR).
11. Net worth certificate preparation.
12. Monthly stock statement preparation.
13. Business profile & individual profile drafting.
14. Bank account opening assistance.
15. Executive Summary preparation for lenders/investors.
16. Legal Entity Identifier (LEI) registration support.
17. Legal and technical support during sanction & disbursement.
18. Post-disbursement compliance management.
19. Consultancy for business setup, management & accounting process design.
20. Drafting bank formats, letters & finance-related documents.
21. Review and support for legal documents, mortgage, release & related formalities.
22. Support for Techno-Economic Viability (TEV) Study for evaluating technical feasibility and financial viability of projects.